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	<title>Institute of Learning for Fabulous Business Women</title>
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	<description>***Empowering Female Entrepreneurs To Live A FAB Life.***</description>
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		<title>Change Begins With Choice</title>
		<link>http://www.sandrabaptist.com/personal-growth/change-begins-with-choice/</link>
		<comments>http://www.sandrabaptist.com/personal-growth/change-begins-with-choice/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 19:59:16 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Personal Growth]]></category>
		<category><![CDATA[Jim Rohn]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/?p=177</guid>
		<description><![CDATA[&#8220;You cannot change your destination overnight,
but you CAN change your direction overnight.&#8221; 
Jim Rohn
Any day we wish; we can discipline ourselves to change it all. Any day we wish; we can open the book that will open our mind to new knowledge. Any day we wish; we can start a new activity. Any day we [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em>&#8220;You cannot change your destination overnight,<br />
but you CAN change your direction overnight.&#8221; </em></strong><br />
Jim Rohn</p>
<p>Any day we wish; we can discipline ourselves to change it all. Any day we wish; we can open the book that will open our mind to new knowledge. Any day we wish; we can start a new activity. Any day we wish; we can start the process of life change. We can do it immediately, or next week, or next month, or next year.</p>
<p>We can also do nothing. </p>
<p>We can pretend rather than perform. </p>
<p>And if the idea of having to change ourselves makes us uncomfortable, we can remain as we are. We can choose rest over labor, entertainment over education, delusion over truth, and doubt over confidence. The choices are ours to make. But while we curse the effect, we continue to nourish the cause. </p>
<p>As Shakespeare uniquely observed, &#8220;The fault is not in the stars, but in ourselves.&#8221; We created our circumstances by our past choices. We have both the ability and the responsibility to make better choices beginning today. </p>
<p>Those who are in search of the good life do not need more answers or more time to think things over to reach better conclusions. They need the truth. They need the whole truth. And they need nothing but the truth.</p>
<p>We cannot allow our errors in judgment, repeated every day, to lead us down the wrong path. We must keep coming back to those basics that make the biggest difference in how our life works out. And then we must make the very choices that will bring life, happiness and joy into our daily lives. </p>
<p>And if I may be so bold to offer my last piece of advice for someone seeking and needing to make changes in their life &#8211; <strong>If you don&#8217;t like how things are, change it! You&#8217;re not a tree</strong>. You have the ability to totally transform every area in your life &#8211; and it all begins with your very own power of choice.</p>
<p>To Your Success,<br />
Jim Rohn</p>
<p>This article was submitted by Jim Rohn, America&#8217;s Foremost Business Philosopher. To subscribe to the Free Jim Rohn Weekly E-zine go to www.jimrohn.com or send a blank email to subscribe@jimrohn.com<br />
Copyright (c) Jim Rohn International. All rights reserved worldwide. </p>


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		<title>Teach Your child about money</title>
		<link>http://www.sandrabaptist.com/musings/teach-your-child-about-money/</link>
		<comments>http://www.sandrabaptist.com/musings/teach-your-child-about-money/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 00:43:23 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Featured Content]]></category>
		<category><![CDATA[Musings]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[teach children]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/?p=141</guid>
		<description><![CDATA[What are we teaching our children about money? Hopefully something!
 I remember when I was growing up, our family did not discuss money. Money was a taboo subject, discussed by the parents and handled by my father.
 
This is one thing that I wish that was discussed more openly when I was younger. Just a little guidance [...]]]></description>
			<content:encoded><![CDATA[<p>What are we teaching our children about money? Hopefully something!</p>
<p> I remember when I was growing up, our family did not discuss money. Money was a taboo subject, discussed by the parents and handled by my father.</p>
<p> </p>
<p>This is one thing that I wish that was discussed more openly when I was younger. Just a little guidance such as &#8220;save 10% of your income&#8221; and I would have been fine!</p>
<p> </p>
<p>How I wish I could turn back the clocks of time. How I wish I was encouraged to save even 1% of my income. When I look back at the year I started working until this year 2003, I&#8217;m not saying I would be a millionaire but I certainly would have been much better off!</p>
<p> </p>
<p>Now a grown person I have acknowledged and accepted the past and moved on to a great future. My bank account is increasing each year, I am currently purchasing rental properties and I am feeling incredible being and doing what I love-a Business Coach!</p>
<p> </p>
<p>Now I don&#8217;t necessarily encourage parents to show the kids your mortgage statements but I think it is vital that children know that (while the subject of money may be a tad embarrassing for some parents) it IS a necessary part of life. As you start teaching your child, start slow and encourage them to believe in themselves and their future.</p>
<p> </p>
<p><strong>Here are some tips to help your child attain prosperity even at a young age:</strong></p>
<p> </p>
<p>1. <strong>Buy a piggy bank for your younger children</strong>. Allow them to choose whatever color shape or size they desire. Invite them to put their pennies into their piggy bank. Help them understand that if they save a penny a day, they can buy their own toy, candy or whatever they desire, once a month. Every so often they may count their pennies and reward themselves if they desire for achieving $10 or whatever the number, they decide on.</p>
<p> </p>
<p>2. When your children have proved themselves to handling their pennies, <strong>take them to the bank to open their own bank accounts</strong>. Introduce them to their own personal banker. Get them their own passbook so they can see each month, how much they’ve accumulated! Encourage them to save at least 10% of what they receive as gifts (I know I used to receive money as gifts when I was young!)</p>
<p> </p>
<p>3. <strong>Your child should be encouraged to donate or contribute another 10% of their savings</strong>. Donate to the church, to the homeless, to the depressed, or to a charity of their choice. Again let them choose which organization that they want to help. Some of these even allow a pen pal relationship to be formed! This would help the youth become more rounded, become more respectful of others regardless of the situation and become more appreciative of their own lives and their own prosperity.</p>
<p> </p>
<p>4. Many young children think that &#8220;<strong>money grows on trees</strong>&#8220;. I applaud this abundance in them (although they may not know that the Universe is in fact limitless) and think we should encourage and nurture this… to some extent!</p>
<p> </p>
<p>5. Talk to the kids and let them know that this paper and metal stuff called money is brought about by YOU working. Whether or not you work, or you have inherited a large fortune, don&#8217;t encourage laziness in your child. They need to be able to work for free sometimes to <strong>learn the value of work</strong>.</p>
<p> </p>
<p>6. Money101 is not taught in schools. Where your child&#8217;s future is heading depends on what YOU want your child to know. <strong>Encourage them to ask questions about money</strong>. Prepare your child for their future.</p>
<p> </p>
<p>7. When your child is old enough encourage your child to <strong>purchase a journal or a diary</strong> where they can record their dreams and desires. This allows them to dream big and look forward to their lives ahead-filled with prosperity. Have them cut out or draw and color pictures of what they want to purchase with their own money. Trust me! They will absolutely love this!</p>
<p> </p>
<p>8. If they can manage and understand the budgeting process I&#8217;m all for it. When grandma or grandpa gives them money for their birthday, after they have put aside 10% each for savings and for donation to their favorite organization, <strong>allow them to budget for the remainder</strong>. Ensure that they budget for FUN too!</p>
<p> </p>
<p>9. I&#8217;m sure there are loads of chores around the house, washing the dishes, cleaning the rooms, mowing the lawn, etc. <strong>Give your children an allowance but let them work for it</strong>. Participation in household chores helps them grow and allows the children to contribute to the home while getting paid for it!</p>
<p> </p>
<p>10. Let the kids participate in the family&#8217;s money decisions. They may not understand everything but their minds will <strong>open up to the energy that money has</strong> and will prepare them for their lives ahead.  If the phone bill is too high, have them decide if they really want to talk to their girlfriends during peak time, for example.</p>
<p> </p>
<p>The kids are our future. I know it may sound a little cliché but the fact is…they are. There are far too many children that grow up without the absolutely vital knowledge of money.</p>
<p> </p>
<p>If you truly interested in your child&#8217;s future prepare them and trust that the process will work and they will be A-okay! I guarantee it!</p>


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		<title>The Sly Guises of Opportunity By David Neagle</title>
		<link>http://www.sandrabaptist.com/personal-growth/the-sly-guises-of-opportunity-by-david-neagle/</link>
		<comments>http://www.sandrabaptist.com/personal-growth/the-sly-guises-of-opportunity-by-david-neagle/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 01:05:21 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Personal Growth]]></category>
		<category><![CDATA[David Neagle]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/personal-growth/the-sly-guises-of-opportunity-by-david-neagle/</guid>
		<description><![CDATA[ 
I wrote last week that when you tap into your true purpose, when you’re a unified force that’s willing to do whatever it takes to manifest your desire, and when all of that fuels your thoughts, goals and intentions ~ there is nothing that you can’t achieve.
 
Another aspect to that process has to do with [...]]]></description>
			<content:encoded><![CDATA[<p> </p>
<p>I wrote last week that when you tap into your true purpose, when you’re a unified force that’s willing to do whatever it takes to manifest your desire, and when all of that fuels your thoughts, goals and intentions ~ there is nothing that you can’t achieve.</p>
<p> </p>
<p>Another aspect to that process has to do with opportunity. As Napoleon Hill writes in Think and Grow Rich, opportunity can be difficult to recognize. It often appears in a different form and from a different direction than we expect. It has a habit of slipping in the back door. <strong>It can come disguised in the form of misfortune or temporary defeat.</strong></p>
<p> </p>
<p> </p>
<p><strong>The Problem of Perception</strong></p>
<p><strong></strong> </p>
<p> </p>
<p>One reason we fail to recognize opportunity is that we rely upon our perception. But that perception can be based on a pack of lies that people have told us.</p>
<p> </p>
<p> </p>
<p>When you try to navigate from that false perception, you’re like someone plopped into a strange land with a map but not told where he or she is on the map. You have no sound frame of reference. You grope about, hoping to bump into something familiar that will take you in the direction you want to go.</p>
<p> </p>
<p>That familiar thing we’re all looking for, and that we reject on a consistent basis, is truth. Opportunity is always trying to help us see the truth, but we block it out.</p>
<p> </p>
<p>That truth is not outside of you. It’s not something that someone else can give you. It is inside.</p>
<p> </p>
<p> </p>
<p><strong>The Guise of Misfortune</strong></p>
<p><strong><br />
</strong>Hill writes about opportunity appearing as misfortune or temporary defeat. We perceive the experience as bad or catastrophic, but it isn’t meant to be viewed that way.</p>
<p> </p>
<p>The meaning of the misfortune has nothing to do with the surface experience of the situation. No matter how painful or horrific the circumstance appears to be, the truth is beneath it. There is a bigger message for you, a truth message that wants to point you in a different direction.</p>
<p> </p>
<p>If you are in pain, you may blame the circumstance, person or action that you believe caused the pain. But that’s not the truth; that is a way for you to avoid being in pain.</p>
<p> </p>
<p>The avoidance of pain does not lead to the truth. It leads into blaming and being a victim. You cannot get to the truth that way.</p>
<p> </p>
<p> </p>
<p><strong>Difficult to Recognize</strong></p>
<p> <br />
When an opportunity presents itself in a person’s life, it’s easy for someone else to recognize it. But when it’s your opportunity, it comes cloaked in your situation and circumstances, and is more difficult to see.</p>
<p> </p>
<p>Years ago, I was ready to give my right hand to increase my income of $20,000. The opportunity for me to do that was around me for at least two years, but I didn’t recognize it. I literally saw the opportunity as unfortunate, something I wanted to avoid.</p>
<p> </p>
<p><strong>When opportunity shows up it will be a stretch. It will be uncomfortable. You can’t hold on to what’s comfortable and step into the opportunity at the same time. They’re not in harmony.</strong></p>
<p><strong> </strong> </p>
<p><strong> </strong> </p>
<p><strong>Show Me</strong></p>
<p><strong><br />
</strong>When you follow the truth, things shift in a dramatic way. You instantly begin to manifest the way from within. Into play comes the <strong>Law of Polarity, which states that if you have the desire on the inside, it’s ready to manifest on the outside. It’s ready now, not in some distant future</strong>.</p>
<p> </p>
<p>Desire and the physical equivalent go hand in hand. If you’re not manifesting your desire, it’s because you can’t see the opportunity. You’re mentally, psychologically, spiritually blind to it.</p>
<p> </p>
<p>You will do yourself a great service if you put this into practice this week: Say to yourself, “Here’s what I want. Show me the opportunity.”</p>
<p> </p>
<p>Then watch for the opportunities to appear. I guarantee that no matter what your desire is, the way to do it is already here. The opportunity to get you from where you are to where you want to be will manifest for you right now.</p>
<p> <br />
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<br />
David Neagle, Million Dollar Income Acceleration Coach, mentors entrepreneurs to quantum leap their current businesses past the 7-Figure income level in just 12 months. David invites you to download—as his GIFT to you—his legendary &#8220;<a href="http://www.davidneagle.com/artsuccess" target="_blank">Art of Success&#8221; 4-hour audio program</a>. This audio series is a tremendously compelling and comprehensive program that demonstrates—once and for all—that Success has nothing to do with &#8220;getting&#8221; or &#8220;achieving&#8221;, and everything to do with WHO we must BE to manifest our hearts&#8217; true desires. For an additional bonus, Text: success to the number: 85800</p>


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		<title>Mom Entrepreneur Success Strategies</title>
		<link>http://www.sandrabaptist.com/personal-growth/mom-entrepreneur-success-strategies/</link>
		<comments>http://www.sandrabaptist.com/personal-growth/mom-entrepreneur-success-strategies/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 14:14:33 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Featured Content]]></category>
		<category><![CDATA[Personal Growth]]></category>
		<category><![CDATA[GIFTAConnect]]></category>
		<category><![CDATA[Toilet Paper Entrepreneur]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/?p=135</guid>
		<description><![CDATA[ 
Leave The Guilt Behind-say No!
 
How Mom Entrepreneurs Manage It All: Mommy’s become VERY guilty when trying to juggle a business and family.
 
All businesses are like children…they need attention too!
 
Mompreneurs move into Superwoman mode..saying ‘yes’ to all, accomplishing everything and pleasing everyone.
 
My #1 tip. Just say no. It’s going to be hard sometimes.
 
Say NO to everyone [...]]]></description>
			<content:encoded><![CDATA[<p> </p>
<p>Leave The Guilt Behind-say No!</p>
<p> </p>
<p><strong>How Mom Entrepreneurs Manage It All:</strong> Mommy’s become VERY guilty when trying to juggle a business and family.</p>
<p> </p>
<p>All businesses are like children…they need attention too!</p>
<p> </p>
<p>Mompreneurs move into Superwoman mode..saying ‘yes’ to all, accomplishing everything and pleasing everyone.</p>
<p> </p>
<p>My #1 tip. <strong>Just say no.</strong> It’s going to be hard sometimes.</p>
<p> </p>
<p>Say NO to everyone and everything that does not fit in with valuable family time and does not fit in with your business vision.</p>
<p> </p>
<p>You’ll sure be happier and will add a zero to your business in quick time.</p>
<p> </p>
<p>See 100 more tips and my tip (above) at #57   <a href="http://budurl.com/MomEntrepreneur">http://budurl.com/MomEntrepreneur</a></p>


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		<title>You Are Loved!</title>
		<link>http://www.sandrabaptist.com/musings/you-are-loved/</link>
		<comments>http://www.sandrabaptist.com/musings/you-are-loved/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 22:39:54 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Musings]]></category>
		<category><![CDATA[Beyonce]]></category>
		<category><![CDATA[Beyonce video]]></category>
		<category><![CDATA[Flaws and All]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/?p=132</guid>
		<description><![CDATA[Always remember..no matter what happens to you, where you are in this life, that YOU are truly loved. It&#8217;s sometimes hard to remember that at this time.
I&#8217;m posting this video of Beyonce&#8217; &#8220;Flaws and All&#8221;. You can get more of this fabulous artiste at her site: http://www.BeyonceOnline.com
Enjoy!






		
			Stumble upon something good? Share it on StumbleUpon
		
		
			Share this [...]]]></description>
			<content:encoded><![CDATA[<p>Always remember..no matter what happens to you, where you are in this life, that YOU are truly loved. It&#8217;s sometimes hard to remember that at this time.</p>
<p>I&#8217;m posting this video of Beyonce&#8217; &#8220;Flaws and All&#8221;. You can get more of this fabulous artiste at her site: <a href="http://www.BeyonceOnline.com" target="new">http://www.BeyonceOnline.com</a></p>
<p>Enjoy!</p>
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		<title>A Synopsis of Abraham-Hicks&#8217; Teachings</title>
		<link>http://www.sandrabaptist.com/personal-growth/a-synopsis-of-abraham-hicks-teachings/</link>
		<comments>http://www.sandrabaptist.com/personal-growth/a-synopsis-of-abraham-hicks-teachings/#comments</comments>
		<pubDate>Fri, 29 May 2009 23:24:28 +0000</pubDate>
		<dc:creator>Sandra Baptist</dc:creator>
				<category><![CDATA[Personal Growth]]></category>
		<category><![CDATA[Abraham-Hicks]]></category>
		<category><![CDATA[law of attraction]]></category>

		<guid isPermaLink="false">http://www.sandrabaptist.com/?p=125</guid>
		<description><![CDATA[(www.Abraham-Hicks.com) 
 
 
1. You Are a Physical Extension of That Which is Non-physical.
 
2. You Are Here in This Body Because You Chose to Be Here.
 
3. The Basis of Your Life is Freedom; the Purpose of Your Life is Joy.
 
4. You Are a Creator; You Create With Your Every Thought.
 
5. Anything That You Can Imagine is Yours to [...]]]></description>
			<content:encoded><![CDATA[<h2>(<a href="http://www.Abraham-Hicks.com" target="_blank">www.Abraham-Hicks.com</a>) </h2>
<p class="tipz"> </p>
<p class="tipz"> </p>
<h5 class="tipz">1. You Are a Physical Extension of That Which is Non-physical.</h5>
<h5> </h5>
<h5 class="tipz">2. You Are Here in This Body Because You Chose to Be Here.</h5>
<h5> </h5>
<h5 class="tipz">3. The Basis of Your Life is Freedom; the Purpose of Your Life is Joy.</h5>
<h5> </h5>
<h5 class="tipz">4. You Are a Creator; You Create With Your Every Thought.</h5>
<h5> </h5>
<h5 class="tipz">5. Anything That You Can Imagine is Yours to Be or Do or Have.</h5>
<h5> </h5>
<h5 class="tipz">6. As You Are Choosing Your Thoughts, Your Emotions Are Guiding You.</h5>
<h5> </h5>
<h5 class="tipz">7. The Universe Adores You for it Knows Your Broadest Intentions.</h5>
<h5> </h5>
<h5 class="tipz">8. Relax into Your Natural Well-Being. All is Well. (Really It Is!)</h5>
<h5> </h5>
<h5 class="tipz">9. You Are a Creator of Thoughtways on Your Unique Path of Joy.</h5>
<h5> </h5>
<h5 class="tipz">10. Actions to Be Taken and Possessions to Be Exchanged Are</h5>
<h5> </h5>
<h5 class="tipz">11. You May Appropriately Depart Your Body Without Illness or Pain.</h5>
<h5> </h5>
<h5 class="tipz">12. You Can Not Die; You Are Everlasting Life.</h5>
<h5> </h5>


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